About us
About Your Mortgage Broker Hunters Hill
Your Mortgage Broker Hunters Hill is a mortgage broking service for Hunters Hill and the surrounding peninsula, operated by a named credit representative under a licensed Australian Credit Licence holder. This page explains who we are, what we charge and how we are regulated.
Why We Started a Broking Business in Hunters Hill
The idea came from watching capable local borrowers take whatever their bank offered, unaware that a different lender a few streets away held policy that fitted their file better, at no greater cost to them.
Who You Actually Deal With
There is no call centre and no rotating cast of junior staff behind the email signature. Here is exactly who you deal with:
The Broker on File
Your file is handled personally by Your Mortgage Broker Hunters Hill, from first call to settlement, focusing on heritage properties, established homeowners and self-employed applicants around the peninsula. Credit representative number 370592 and Australian Credit Licence 389328 appear in the footer.
Local Experience That Shows
Files from this municipality bring sandstone construction, heritage conservation controls and irregular professional income into the same application, and genuine experience placing those exact combinations with panel lenders is what turns a borderline submission into an approval, not another decline.
No Handoffs, Ever
From the first conversation through to settlement and the review after it, you speak with the same person who assessed your file, which means nothing gets lost between departments and no question ever waits days for a considered answer here.
How We Get Paid, in Plain English
Honest answer: we are paid by lenders, and you should understand precisely how before trusting any recommendation we make.
Upfront commission
Trail commission
Your rate is untouched
Exceptional cases
Because commission rates vary a little between lenders, we carry a genuine conflict of interest, and we would rather name it than deny it. Our answer is written reasoning: every recommendation arrives with the alternatives considered and an explanation of why the chosen structure and lender suited your file.
So is it worth using a broker at all? For many files, yes, particularly where income type or property type sits awkwardly with a single bank's policy. The honest trade-off is that any panel, however wide, is still not every lender in the market, and we will tell you when that matters.
Our Licence and Accreditations
Trust in finance should be checkable rather than claimed. Every licence, membership and representative number below can be verified independently, and we encourage you to do exactly that:
Australian Credit Licence
[LICENSEE NAME] holds Australian Credit Licence 389328, issued by ASIC, which authorises it to arrange home loans for Australian borrowers, and every credit activity Your Mortgage Broker Hunters Hill performs on your behalf happens under that licence, subject to conduct obligations ASIC enforces.
Credit Representative Status
Your Mortgage Broker Hunters Hill operates as a credit representative of [LICENSEE NAME] under representative number 370592, so our conduct, training and file management are supervised by the licensee, giving you a clear, formal body to escalate any serious concern beyond us entirely.
Standards You Can Check
At Your Mortgage Broker Hunters Hill, the standards we work to are written down, not just promised. Our fees are disclosed in writing before you commit, our process is published, and the same accountable broker handles your file from first call to settlement.
AFCA Membership
Complaints that cannot be resolved are handled by the Australian Financial Complaints Authority, an independent external dispute resolution scheme of which the licensee is a member, and membership details appear in the disclosure block at the foot of the page.
How We Work With You
Working with us follows the same four stages from the first conversation to the review after settlement, with documents gathered once, shortlists explained in writing and realistic timelines attached to every step along the way.
Areas We Service
From our base in Hunters Hill we work across Linley Point, Longueville, Woolwich, Drummoyne, Huntleys Point and Huntleys Cove, and further along the riverfront where similar heritage homes and established owner-occupiers shape the lending conversation.
Questions answered
Frequently Asked Questions
Who owns and runs Your Mortgage Broker Hunters Hill?
Your Mortgage Broker Hunters Hill is a representative of Zanda Wealth Mortgage Brokers and is fronted by Your Mortgage Broker Hunters Hill, a credit representative of [LICENSEE NAME]. There is no franchise or head office; the person you meet is the person accountable.
Are you licensed to arrange home loans?
Yes. Your Mortgage Broker Hunters Hill is credit representative 370592, authorised under Australian Credit Licence 389328 held by [LICENSEE NAME], which ASIC regulates. You can verify both numbers independently through ASIC's professional registers.
How do you get paid if I don't pay a fee?
The lender pays us a commission once your loan settles and a smaller trail amount while it runs. Neither comes from your pocket, and on standard residential loans you pay us nothing.
Do you get paid more for recommending certain lenders?
Sometimes, yes, because commission rates differ slightly between lenders. That is a real conflict, and we manage it by putting the reasoning behind every recommendation in writing, including the alternatives considered.
What happens if I have a complaint?
Raise it with Your Mortgage Broker Hunters Hill first and we will respond promptly. If it stays unresolved, the licensee's internal dispute process applies, and afterwards you can take the matter to AFCA, an independent and free scheme.
How many lenders can you actually access?
We work with a panel of lenders spanning major banks, non-bank lenders and specialists. Panel composition is confirmed in your first session, and we will say plainly if your situation sits outside it.
Mortgage broker for Hunters Hill and the suburbs around it
Get in Touch
Whether you are buying on the peninsula, refinancing or untangling a decline from your own bank, a first conversation costs nothing and carries no obligation. Call Your Mortgage Broker Hunters Hill on (02) 9072 0647 to book a time that suits, or send your questions by email.